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	<title>Pensacola, FL Real Estate ~ blog</title>
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	<link>http://pcolare.com/blog</link>
	<description>Pensacola, Pace, Milton, Gulf Breeze, and Perdido Key Real Estate</description>
	<pubDate>Tue, 11 Nov 2008 12:15:52 +0000</pubDate>
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			<item>
		<title>The Business Cycle and Buying a Home</title>
		<link>http://pcolare.com/blog/2008/11/11/the-business-cycle-and-buying-a-home/</link>
		<comments>http://pcolare.com/blog/2008/11/11/the-business-cycle-and-buying-a-home/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 12:15:52 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Information]]></category>

		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=160</guid>
		<description><![CDATA[Recession and Expansion
There are times when the economy is brisk and everyone feels confident about his or her prospects for the future. As a result, they spend money. People eat out more, buy new cars, and….
…they buy new homes.
Then, for one reason or another, the economy slows down. Companies lay off employees and consumers are [...]]]></description>
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		</item>
		<item>
		<title>ECUA Sewage Averaging Has Begun</title>
		<link>http://pcolare.com/blog/2008/11/05/ecua-sewage-averaging-has-begun/</link>
		<comments>http://pcolare.com/blog/2008/11/05/ecua-sewage-averaging-has-begun/#comments</comments>
		<pubDate>Wed, 05 Nov 2008 12:32:30 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Information]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=158</guid>
		<description><![CDATA[Beginning on November 1, ECUA began their annual &#8220;sewer averaging&#8221;.  ECUA uses this two-month sewer averaging period to evaluate your water consumption and uses that information for billing of your sewage for the entire coming year.  
Since your water consumption during this period will determine your sewage bill for the next year, it [...]]]></description>
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		</item>
		<item>
		<title>First-time Home Buyer Tax Credit</title>
		<link>http://pcolare.com/blog/2008/10/09/first-time-homebuyer-tax-credit/</link>
		<comments>http://pcolare.com/blog/2008/10/09/first-time-homebuyer-tax-credit/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 05:19:27 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=155</guid>
		<description><![CDATA[What:  H.R. 3221 - Housing and Economic Recovery Act of 2008.
Amount of Credit:  Ten percent (10%) of cost of home; not to exceed $7,500 for total credit
Eligible Property:  Any single-family residence (including condos, coops) that will be used as a principal residence.
Refundable:  Yes.  Reduces income tax liability for the year [...]]]></description>
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		</item>
		<item>
		<title>31st Pensacola Seafood Festival</title>
		<link>http://pcolare.com/blog/2008/09/15/31st-pensacola-seafood-festival/</link>
		<comments>http://pcolare.com/blog/2008/09/15/31st-pensacola-seafood-festival/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 14:26:37 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Information]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=154</guid>
		<description><![CDATA[Fri Sep 26 – Sun Sep 28
The Fiesta of Five Flags presents the Pensacola Seafood Festival on the fourth weekend of September in historic Seville Square area in downtown Pensacola. You and your family can enjoy delicious fruits of the sea at this outstanding event which has been consistently recognized as one of the Top [...]]]></description>
		<wfw:commentRss>http://pcolare.com/blog/2008/09/15/31st-pensacola-seafood-festival/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Community Public Safety Day</title>
		<link>http://pcolare.com/blog/2008/09/15/community-public-safety-day/</link>
		<comments>http://pcolare.com/blog/2008/09/15/community-public-safety-day/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 11:22:34 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Information]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=153</guid>
		<description><![CDATA[Free Admission and Parking
Saturday, October 11, 2008 from 10am-4pm
Corner of 9th Ave &#038; Chase ST
Law Enforcement - Fire Service - EMS
Live Demonstrations, Food, Fun Activities, and Static Displays
]]></description>
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		<item>
		<title>It&#8217;s Pilot Lighting Time</title>
		<link>http://pcolare.com/blog/2008/09/15/its-pilot-lighting-time/</link>
		<comments>http://pcolare.com/blog/2008/09/15/its-pilot-lighting-time/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 11:19:21 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Information]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=152</guid>
		<description><![CDATA[As summer is nearing an end and fall is right around the corner, it is time to start thinking about your household heater.  
If you are one of the many who use a gas heater in your home and shut your pilot light off over the summer in order to conserve on gas, then [...]]]></description>
		<wfw:commentRss>http://pcolare.com/blog/2008/09/15/its-pilot-lighting-time/feed/</wfw:commentRss>
		</item>
		<item>
		<title>10 Questions to Ask a Home Inspector</title>
		<link>http://pcolare.com/blog/2008/08/01/10-questions-to-ask-a-home-inspector/</link>
		<comments>http://pcolare.com/blog/2008/08/01/10-questions-to-ask-a-home-inspector/#comments</comments>
		<pubDate>Fri, 01 Aug 2008 15:41:13 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=151</guid>
		<description><![CDATA[1. What are your qualifications? Are you a member of the American Society of Home Inspectors or National Associaton of Home Inspectors?
2. Do you have a current license? Inspectors are not required to be licensed in every state.
3. How many inspections of properties such as this do you do each year?
4. Do you have a [...]]]></description>
		<wfw:commentRss>http://pcolare.com/blog/2008/08/01/10-questions-to-ask-a-home-inspector/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Some Forms You’ll Need to Sell Your Home FSBO</title>
		<link>http://pcolare.com/blog/2008/05/20/some-forms-you%e2%80%99ll-need-to-sell-your-home-fsbo/</link>
		<comments>http://pcolare.com/blog/2008/05/20/some-forms-you%e2%80%99ll-need-to-sell-your-home-fsbo/#comments</comments>
		<pubDate>Tue, 20 May 2008 21:19:15 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=150</guid>
		<description><![CDATA[1. Property disclosure form. This form requires you to reveal all known defects to your property. Check with your state government to see if there is a special form required in your state.
2. Purchasers access to premises agreement. This agreement sets conditions for permitting the buyer to enter your home for activities such as measuring [...]]]></description>
		<wfw:commentRss>http://pcolare.com/blog/2008/05/20/some-forms-you%e2%80%99ll-need-to-sell-your-home-fsbo/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Tax Benefits of Homeownership</title>
		<link>http://pcolare.com/blog/2008/05/20/tax-benefits-of-homeownership/</link>
		<comments>http://pcolare.com/blog/2008/05/20/tax-benefits-of-homeownership/#comments</comments>
		<pubDate>Tue, 20 May 2008 21:17:27 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=149</guid>
		<description><![CDATA[The tax deductions you’re eligible to take for mortgage interest and property taxes greatly increase the financial benefits of homeownership. Here’s how it works.
Assume:
$9,877 = Mortgage interest paid (a loan of $150,000 for 30 years, at 7 percent, using year-five interest)
$2,700 = Property taxes (at 1.5 percent on $180,000 assessed value)
______
$12,577 = Total deduction
Then, multiply [...]]]></description>
		<wfw:commentRss>http://pcolare.com/blog/2008/05/20/tax-benefits-of-homeownership/feed/</wfw:commentRss>
		</item>
		<item>
		<title>7 Reasons to Own Your Home</title>
		<link>http://pcolare.com/blog/2008/05/20/7-reasons-to-own-your-home/</link>
		<comments>http://pcolare.com/blog/2008/05/20/7-reasons-to-own-your-home/#comments</comments>
		<pubDate>Tue, 20 May 2008 21:13:54 +0000</pubDate>
		<dc:creator>Benjamin Harris</dc:creator>
		
		<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://pcolare.com/blog/?p=148</guid>
		<description><![CDATA[1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.
2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 [...]]]></description>
		<wfw:commentRss>http://pcolare.com/blog/2008/05/20/7-reasons-to-own-your-home/feed/</wfw:commentRss>
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